POSITION SUMMARY:
Establish, implement and maintain an effective compliance/risk management program to include detection, prevention and management of fraud and regulatory compliance risks.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
· Develop, implement and administer a risk management, loss prevention, and compliance program with assistance from Executive Management. Continually evaluate these for loss prevention/reduction initiatives and make necessary recommendations or adjustments. Review/revise annually Risk Assessments relating to BSA, Red Flag and Disaster Recovery.
· Work with staff and auditors to complete and review required assessments, make policy change recommendations, and ensure compliance management issues are addressed.
· Function as primary liaison with auditors on BSA, SAFE Act/ACH, Chexsystems/Equifax. Monitor corrective action of any compliance deficiencies identified in regulatory reports or examination and audit reports.
· Keep abreast of, monitor, and analyze regulatory trends and changes in regulatory compliance laws, rules and regulations. Determine which regulations the credit union is subject to and advise management of the operational impact of such trends and changes.
· Responds to alleged violations of rules, regulations, policies, procedures, and Standards of Conduct by evaluating or recommending the initiation of investigative procedures. Develops and oversees a system for uniform handling of such violations.
· Assist with development and training programs on compliance regulations and laws. Monitor training of personnel for the prevention of internal and external losses, and to ensure regulatory compliance, including annual BSA training for staff and Board and annual staff training on ID Theft Red Flag.
· Coordinate investigations of suspected or actual fraud. Assist staff and members with claims of forgery and/or fraud. Obtain affidavits, complete preliminary investigations, prepare and submit proper documentation for referral of claim to bonding company and/or law enforcement agency. Maintain records for each incident.
· On an on-going basis, review laws and regulations that impact the credit union’s compliance requirements, with emphasis on Bank Secrecy Act, Patriot Action, and OFAC.
· Assess risk potential of current procedures and institute new procedures that minimize loss exposure.
· Assist in the revision and/or design of forms, products, and web site, programs, or promotions to ensure compliance with all State and Federal rules and regulations.
· Assist compliance examiners with their examinations, making available the information that is necessary to complete their examinations.
· Develop and ensure implementation of record retention policies and procedures in accordance with regulations and laws.
· On a self-directed basis continues to improve individual level of competency through training and certification on established educational programs.
· Participates in all scheduled department meetings, training, Volunteer Day, and department/branch functions.
· Continually strives to gain increased knowledge of our products, services, core operating systems, policies, procedures, philosophy, and organizational structure.
· Performs other job related duties as assigned by the CFO.

QUALIFICATIONS:
· Minimum of two years of previous credit union experience in a similar role.
· Minimum of 2 years experience in BSA/AML.
· Strong and professional communication skills (oral and written).
· Strong organizations skills.
· Strong PC skills.
· Excellent problem solving and decision making skills.
· Excellent member/customer service skills.

Credit Union of Ohio offers competitive salaries along with:
Four weeks Paid Time Off after first year
Medical, Dental, and Vision insurance
Company Paid Life and Disability insurance
Tuition Reimbursement
401(k) match up to 4%
Fitness club reimbursement
Bonus opportunities

All candidates must be able to successfully pass a criminal background and credit check.

No phone calls please. EOE